Your Perfect Redemption Journey Begins Now.
Whether you’re just starting with redeeming points or looking to maximize your redemptions, there’s no better time to begin. Explore the guides below to learn, plan, and get inspired — your next reward, upgrade, or dream trip could be just a few redemptions away!
Earning Strategies
Maximize your rewards with these proven earning strategies. Combining these tactics can help you accumulate points faster for your next big redemption.
1. Category Bonuses and Accelerated Earning
Most credit cards offer bonus points on specific spending categories like travel, dining, or online shopping. Identify which of your cards provides the highest multiplier for each type of spend and use it accordingly. For example, use your HDFC Infinia card for SmartBuy purchases to earn a 10x multiplier.
2. Welcome Bonuses
New credit cards often come with large welcome bonuses. These can be the most significant source of points in a short period. Plan your applications around major expenses to easily meet the minimum spend requirements and earn the bonus points.
3. Milestone and Annual Bonuses
Many premium credit cards offer bonus points or miles for hitting specific spending milestones within a year. For example, some cards give you a flat bonus of 25,000 points upon reaching ₹7.5 Lakhs in annual spend. Be mindful of these targets and time your expenses to reach them.
4. Referral Programs
Referral programs are a great way to earn points without spending. Many banks reward you with bonus points for successfully referring a friend or family member who signs up for the same card.
Travel Planning
Turn your hard-earned points into memorable trips. Here are some key tips for planning your next travel redemption.
1. Search Award Availability Early
Award seats on popular flights, especially business and first class, are limited and get booked quickly. Start searching for award availability as soon as your travel dates are set. Aim to book several months in advance to secure the best options.
2. Be Flexible with Dates
If your schedule allows, being flexible by a few days can make a huge difference. Award availability can vary significantly from day to day, and you may find more seats or a better points rate on a less popular travel day.
3. Understand Transfer Partners
Your credit card points are often more valuable when transferred to an airline or hotel partner. Before converting, check the redemption charts of various partners to see which one offers the best value for your desired route or hotel stay.
Miles Conversion
Converting your points to miles is a critical step. Use these tips to ensure a smooth and rewarding conversion process.
1. Check for Transfer Bonuses
Banks and transfer partners occasionally offer bonuses of 15% to 40% on points transfers. Time your conversions with these promotions to get significantly more miles from your existing points. Always check for current offers before initiating a transfer.
2. Understand Conversion Ratios
The number of miles you get per point varies by card and partner. A 1:1 ratio is standard, but some cards like Axis Atlas offer a 1:2 ratio on certain spends, effectively doubling your earning rate. Always use the card with the best conversion rate for your planned redemption.
3. Convert Only When Needed
Points stored in your credit card account are flexible. Once transferred to an airline or hotel program, they are subject to that program’s expiration policies and rules. Convert your points only when you have a specific redemption in mind to maintain maximum flexibility.
Blog
Explore our latest articles and insights on the world of credit card rewards. Stay updated on market trends, new card launches, and point-earning strategies.
We regularly post content on topics like:
- • Maximizing travel redemptions
- • Reviews of new credit cards and their features
- • • Changes in airline and hotel loyalty programs
- • • Advanced strategies for high-spenders
Guides
Our comprehensive guides provide step-by-step instructions to help you navigate specific aspects of credit card rewards. Whether you're a beginner or an expert, you'll find a guide that can help.
Popular guides include:
- • The Ultimate Beginner's Guide to Travel Rewards
- • A Guide to Transferring Points to Airlines
- • How to Book Business Class with Points
- • Maximizing Redemptions for Specific Destinations
Redemption Planner ✨
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About Us
We are a newly ventured team of enthusiasts dedicated to helping our users make the most of their credit card reward points. Our mission is to provide clear, reliable tools and and information so you can achieve your travel and redemption goals.
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